Free Checklist PDF

Start a side hustle without putting your job at risk.

What senior UK employees worry about but rarely ask: your contract, who owns what you create, what HMRC expects, and how to keep your side business completely separate from your day job.
The employment-contract red flags to check first
A likelihood-vs-impact map of the 8 real risks
The £1,000 trading allowance and 5 Oct HMRC deadline
What to disclose to your employer, and what you don't have to
Free PDF · 60 seconds

Get the checklist, free

One page. Check it off before you launch.
The employment-contract red flags to check first
A likelihood-vs-impact map of the 8 real risks
The £1,000 trading allowance and 5 Oct HMRC deadline
What to disclose to your employer, and what you don't have to
Join 800+ professionals already building. Unsubscribe anytime.
A real look inside

See exactly what you’ll get

Preview of the first page of The Side-Hustle Risk Checklist, the free PDF from Lonare
Free PDF · 60 seconds

Get the checklist, free

One page. Check it off before you launch.
The employment-contract red flags to check first
A likelihood-vs-impact map of the 8 real risks
The £1,000 trading allowance and 5 Oct HMRC deadline
What to disclose to your employer, and what you don't have to
Join 800+ professionals already building. Unsubscribe anytime.

Not vibes. Real numbers.

The same data that opens the PDF itself.

1

Contract to read before anything else

£1,000

Trading income before you usually need to tell HMRC

5 Oct

Deadline to register after your first tax year of trading

0

Work devices, hours, or data used for your side business

The 8 risks, by likelihood

A rough guide to how often each side-hustle risk actually shows up, not legal advice.
What each bar means
  • Work laptop / email useUsing work laptop or email for the side business
  • Contract not readNot reading your employment contract first
  • Tax / burnoutMissing tax registration / burnout
  • Selling to employer's clientsSelling to your employer's clients
Source: Lonare Coaching, general guide only — not legal or tax advice; UK rates shown for 2026/27.

Who this is for

Built for professionals building something on the side, not full-time founders with runway to spare.

For the cautious

Know exactly what could go wrong before you start, instead of finding out the hard way six months in.

For the employed

Written specifically for people building alongside a full-time UK job, not generic startup advice that assumes you've already quit.

For the paperwork-averse

Turns legal and financial admin into a 15-minute checklist you actually finish, not a research rabbit hole.

Don’t build in the dark

Trusted by professionals who stopped overthinking and started testing.
Priya Nair
I finally have a plan instead of just an idea I kept putting off.
Marcus Webb
The weekly check ins are what actually got me to ship something.
Amara Okafor
Practical advice, no fluff. Wish the sessions were a bit longer.
Daniel Reyes
Went from a notes app idea to my first paying customer in 10 weeks.
Sophie Lindqvist
Exactly the accountability I needed while keeping my day job.
Tariq Hassan
Solid framework. Took me a couple of sessions to really click with it.
Freya Andersen
The GROW model made this feel achievable instead of overwhelming.
Liam O'Connor
Best money I've spent on myself in years.
Ngozi Adeyemi
Great coaching, though I'd love more templates to work from.
Ethan Park
I stopped overthinking and started talking to actual customers.
Isabelle Moreau
Having someone hold me to a deadline changed everything.
Ravi Chandran
Good structure and honest feedback, exactly what I was missing.
Priya Nair
I finally have a plan instead of just an idea I kept putting off.
Marcus Webb
The weekly check ins are what actually got me to ship something.
Amara Okafor
Practical advice, no fluff. Wish the sessions were a bit longer.
Daniel Reyes
Went from a notes app idea to my first paying customer in 10 weeks.
Sophie Lindqvist
Exactly the accountability I needed while keeping my day job.
Tariq Hassan
Solid framework. Took me a couple of sessions to really click with it.
Freya Andersen
The GROW model made this feel achievable instead of overwhelming.
Liam O'Connor
Best money I've spent on myself in years.
Ngozi Adeyemi
Great coaching, though I'd love more templates to work from.
Ethan Park
I stopped overthinking and started talking to actual customers.
Isabelle Moreau
Having someone hold me to a deadline changed everything.
Ravi Chandran
Good structure and honest feedback, exactly what I was missing.
Grace Kim
Validated my idea in a weekend instead of spending months planning.
Noah Bergström
The pricing advice alone paid for the whole program.
Fatima Al-Sayed
Really helpful coaching, just wish it started sooner in my week.
Connor Fitzgerald
First time I've actually finished what I started.
Elena Rossi
Clear plan, real deadlines, and someone who actually follows up.
Samuel Osei
Helped me get unstuck fast. A few sessions felt a bit rushed.
Mei Lin Tan
I got my first paying customer without touching my job security.
Owen Sullivan
Direct, no nonsense coaching that respects how little free time I have.
Aisha Bello
Really solid guidance, would like even more one on one time.
Lucas Bianchi
Turned my side project from a hobby into an actual business.
Hana Kobayashi
The accountability structure is worth it on its own.
Diego Fernandez
Great value for someone building this around a full time job.
Grace Kim
Validated my idea in a weekend instead of spending months planning.
Noah Bergström
The pricing advice alone paid for the whole program.
Fatima Al-Sayed
Really helpful coaching, just wish it started sooner in my week.
Connor Fitzgerald
First time I've actually finished what I started.
Elena Rossi
Clear plan, real deadlines, and someone who actually follows up.
Samuel Osei
Helped me get unstuck fast. A few sessions felt a bit rushed.
Mei Lin Tan
I got my first paying customer without touching my job security.
Owen Sullivan
Direct, no nonsense coaching that respects how little free time I have.
Aisha Bello
Really solid guidance, would like even more one on one time.
Lucas Bianchi
Turned my side project from a hobby into an actual business.
Hana Kobayashi
The accountability structure is worth it on its own.
Diego Fernandez
Great value for someone building this around a full time job.
Charlotte Bennett
Someone finally treated my side project like a real business.
Yusuf Demir
The 90 day structure kept me from drifting like I usually do.
Ava Thompson
Genuinely useful sessions, though scheduling took a bit of back and forth.
Kwame Mensah
I stopped waiting for the right time and just started.
Ingrid Solberg
Clear next steps every single week, no guessing what to do.
Benjamin Cohen
Coaching was excellent, I just needed more time to apply it all.
Camila Torres
This gave my side hustle actual structure instead of good intentions.
Adrian Novak
Worth it just for the honest feedback on my pricing.
Zainab Idris
Helpful and encouraging, would like a bit more written material.
Felix Wagner
I got unstuck faster than I expected, no wasted sessions.
Rosa Jimenez
The accountability alone justified signing up.
Jack Whitfield
Really solid coaching, sessions occasionally ran a bit long.
Charlotte Bennett
Someone finally treated my side project like a real business.
Yusuf Demir
The 90 day structure kept me from drifting like I usually do.
Ava Thompson
Genuinely useful sessions, though scheduling took a bit of back and forth.
Kwame Mensah
I stopped waiting for the right time and just started.
Ingrid Solberg
Clear next steps every single week, no guessing what to do.
Benjamin Cohen
Coaching was excellent, I just needed more time to apply it all.
Camila Torres
This gave my side hustle actual structure instead of good intentions.
Adrian Novak
Worth it just for the honest feedback on my pricing.
Zainab Idris
Helpful and encouraging, would like a bit more written material.
Felix Wagner
I got unstuck faster than I expected, no wasted sessions.
Rosa Jimenez
The accountability alone justified signing up.
Jack Whitfield
Really solid coaching, sessions occasionally ran a bit long.

Understanding side hustle risk while employed in the UK

Side hustle risk while employed in the UK mostly isn't about the business idea — it's about the unglamorous stuff: what your employment contract says about outside work, who legally owns what you build, when HMRC needs to know about your trading income, and whether you're accidentally using your employer's time, devices, or client list.

The risks that actually cost people their job

This checklist maps 8 common risks by likelihood and impact. The two that show up most often and carry the highest impact are using a work laptop or work email for the side business, and not reading the employment contract before starting — both are avoidable in under 30 minutes, before either one becomes a real conversation with HR.

What the checklist covers

Five sections: the employment-contract clauses to check first (non-compete, IP assignment, outside-work disclosure), a simple conflict-of-interest test, the £1,000 UK trading allowance and the 5 October registration deadline, what you are and aren't obligated to disclose to your employer, and a plain-English note on where this general guide ends and you need an actual employment solicitor or accountant.

Download The Side-Hustle Risk Checklist

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Free PDF · 60 seconds

Get the checklist, free

One page. Check it off before you launch.
The employment-contract red flags to check first
A likelihood-vs-impact map of the 8 real risks
The £1,000 trading allowance and 5 Oct HMRC deadline
What to disclose to your employer, and what you don't have to
Join 800+ professionals already building. Unsubscribe anytime.
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